Traditional
Retire completely on 25× your annual spending. The classic 4% path.
FIRE Path
Retire early, on your terms
Know your FIRE number.
And the exact year
you'll actually hit it.
FIRE Path answers the two questions that matter — what's your number? and when can you stop working? — in about two minutes, then keeps answering as your life changes. Pick your flavor of financial independence and the whole app tailors itself around it.
Coming soon on the
App Store
See what's inside
5 FIRE styles
No ads, ever
No account needed
iPhone & iPad
Not financial advice — an educational planning tool. Projections are estimates based on your assumptions.
Your flavor of FIRE
Five ways to reach financial independence.
There's no single road to FIRE. Choose the one that fits your life in onboarding — change it anytime — and every target, tool, and celebration reshapes around it.
Lean
A minimalist budget and the earliest possible exit from full-time work.
Fat
Retire early without downsizing the good life you've built.
Coast
Front-load savings early, then let compounding finish the job for you.
Barista
Semi-retire early with part-time income bridging the gap to full FIRE.
A guided tour
Every number that matters, on one clear screen.
Today
Your whole FIRE picture at a glance.
A live progress ring toward your FIRE number, your projected retirement age, savings rate, and a milestone ladder — with a full-screen celebration every time you cross one.
- $10K → $100K → 25% → Coast → halfway → FIRE! milestones
- Net worth, investable assets, savings rate & cash flow tiles
- An "on track" status that updates the moment you edit a number
Projections
Watch your portfolio grow to age 95.
A year-by-year chart of your investable assets in today's dollars, with your FIRE number drawn right on it and the crossing year marked. Spot trouble early with the depletion warning.
- Toggle today's dollars, project to any age, tune early-retirement spend
- Net worth, growth & property views of the same plan
- The exact year — and age — you clear your FIRE number
Plan
Edit any input, see the impact instantly.
Household, partner, income, spending, balances, and assumptions — everything is editable in place, and your FIRE number and date recalculate the moment you change them.
- Plan solo or combine two incomes and one shared FIRE date
- Barista & Coast details, Social Security modeling, custom returns
- Realistic, transparent math — no black boxes
0FIRE styles tailored
0Projected to age
0Languages supported
0Ads & trackers
Built the Runebyte way
Serious planning that respects your privacy.
Your finances are nobody's business but yours. FIRE Path is designed so you stay in control of your data from the first tap.
Explore first, sign in never
Start planning anonymously with no account at all. Attach Apple, Google, or phone later if you want your plan to sync — same data, same you.
Private by design
No ads, no data selling. Your plan lives on your device and, only if you sign in, syncs securely to your own account.
Scenario Lab
What if you saved $300 more a month? Retired two years earlier? Overlay any what-if on your real plan, live on the chart, and save the ones you like.
Plan with your partner
Combine two incomes, two retirement ages, and one shared FIRE date into a single household picture.
Nine languages
Fully localized so financial independence reads naturally, wherever you're planning from.
Liquid-glass polish
Native iOS design, real haptics, and celebrations that make hitting a milestone feel as good as it should.
Pricing
Free to plan. Pro when you're ready to go deeper.
The core planner is genuinely free — no ads, no nag screens, no subscription lurking. Upgrade only if you want the power tools.
Free
$0
Everything you need to find your number and your date.
- All five FIRE styles
- Today dashboard & milestone celebrations
- Projections chart with FIRE-year marker
- 15-year year-by-year table
- Partner planning & cloud sync
Most popular
FIRE Path Pro
$1.99per month · or $19.99 once, yours forever
Every power tool, cancel anytime. Lifetime unlocks it all for good.
- Scenario Lab — live what-if overlays
- Full year-by-year table to age 95
- Custom return & withdrawal-rate assumptions
- Social Security modeling
- Every premium theme
Questions
Frequently asked
What exactly is a "FIRE number"?
It's the amount of invested money that lets your portfolio cover your living expenses indefinitely — traditionally about 25× your annual spending (a 4% withdrawal rate). FIRE Path calculates yours from your real inputs and shows the year you're projected to reach it.
Do I need to create an account?
No. You can explore and plan completely anonymously. If you'd like your plan to sync across devices, you can attach Sign in with Apple, Google, or your phone number later — your existing plan comes with you.
Is my financial data private?
Yes. FIRE Path shows no ads and does not sell your data. Your inputs stay on your device, and only sync to your own account (Firebase) if you choose to sign in, over encrypted connections.
What's the difference between Free and Pro?
The free planner covers all five FIRE styles, the dashboard, projections, and a 15-year table. Pro adds the Scenario Lab, the full year-by-year table, custom assumptions, Social Security modeling, and premium themes — for $1.99/month or $19.99 once.
Can my partner and I plan together?
Absolutely. Combine two incomes, two retirement ages, and your shared expenses into one household plan with a single FIRE date.
Is FIRE Path financial advice?
No. FIRE Path is an educational planning tool. Its projections are estimates based on the assumptions you enter, and should not be treated as personalized financial, investment, or tax advice.
What platforms is it on?
FIRE Path is built for iPhone and iPad, and is coming soon to the App Store. Follow Runebyte for launch news.
Your retirement year is a number away.
Pick your FIRE style, enter a few figures, and watch the exact year you could stop working appear — in about two minutes.
Explore FIRE PathFIRE Path is an educational planning tool, not financial advice. Projections are estimates based on your assumptions and are not guarantees of future results.